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| Quicken.com | C&F | Countrywide | BB&T (estimates) | |||||||
| 30 Year Fixed | 5 Year ARM | VHDA Flex | FHA | Conv. 30 fixed | 95% LTV | 80/20 | FHA 6.875 | FHA-ARM 5.5% | ||
| 7.375 | ||||||||||
| Monthly Payments | ||||||||||
| P&I | $ 799.00 | $ 729.00 | $ 884.00 | $ 866.00 | $ 840.00 | $ 903.00 | $ 979.00 | $ 834.00 | $ 721.00 | |
| Taxes | $ 118.00 | $ 118.00 | $ 118.00 | $ 118.00 | $ 118.00 | $ 118.00 | $ 118.00 | $ 118.00 | $ 118.00 | |
| PMI | $ 80.00 | $ 80.00 | $ - | $ 53.00 | $ 80.00 | $ 80.00 | $ 80.00 | $ 52.13 | $ 52.50 | |
| Insurance | $ 25.00 | $ 25.00 | $ 25.00 | $ 25.00 | $ 25.00 | $ 25.00 | $ 25.00 | $ 25.00 | $ 25.00 | |
| Total Monthly | $ 1,022.00 | $ 952.00 | $1,027.00 | $1,062.00 | $ 1,063.00 | $1,126.00 | $1,202.00 | $1,029.13 | $ 916.50 | |
| Closing Costs | $ 3,626.00 | $ 6,362.00 | $6,076.00 | $4,186.00 | $ 2,588.00 | $2,588.00 | $2,588.00 | $4,600.00 | $ 3,347.00 | |
| Down | $ 6,400.00 | $ 6,400.00 | $ - | $3,200.00 | $ 6,400.00 | $6,400.00 | $6,400.00 | $3,520.00 | $ 3,520.00 | |
| Total Upfront | $ 10,026.00 | $12,762.00 | $6,076.00 | $7,386.00 | $ 8,988.00 | $8,988.00 | $8,988.00 | $8,120.00 | $ 6,867.00 | |
| Total Amount Borro | $ 121,600 | $ 121,600 | $ 128,000 | $ 124,160 | $ 121,600 | $ 121,600 | $ 121,600 | $ 124,480 | $ 124,480 | |
| capps at 11.5% | ||||||||||
| costs $900 to refinance | ||||||||||